WHAT A ZIPHOUSE SALE COSTS
There are no estate-agent fees when Ziphouse buys your property, and the agreed conveyancing costs are paid for you on the nominated route. This page sets out every cost in a house sale, who carries it, and the one thing that is not covered.
THE SHORT ANSWER ON FEES
Ziphouse buys your property directly, so there is no agent to pay commission to and nothing to charge you for marketing, viewings or a valuation. Requesting an offer costs nothing, and you are under no obligation to accept one.
Conveyancing is the one cost with a condition attached. Use the nominated panel solicitor and Ziphouse pays the agreed costs. Appoint your own and Ziphouse contributes £500 towards the bill, with the balance payable by you.
Or on your preferred completion date.
There is no charge to request an offer.
Experienced solicitors, fast completions.
NAPB member and TPO registered.
A conventional sale carries costs before, during and after the marketing period. Selling directly removes four of them entirely, which is why a lower headline figure does not always mean less money reaching you.
There is no agent in a direct sale, so there is no commission, no marketing charge, no photography fee and no withdrawal fee if you change your mind.
Use the nominated panel solicitor and Ziphouse pays the agreed conveyancing costs. That is the single largest professional fee in most house sales.
Every month a property sits on the market costs you mortgage interest, council tax, insurance and utilities. A shorter sale stops that meter running.
Nothing has to be repaired, modernised or cleared before a sale, including properties that need work. Ziphouse considers the property in its current condition.
Conveyancing is the only professional cost in a Ziphouse purchase, and how it is paid depends on which solicitor you use. Both routes are open to you.
OPTION 1
Ziphouse pays the agreed conveyancing costs in full. The panel solicitors work on direct purchases routinely, so they are already set up for a sale with no chain and no mortgage on the buying side. It is normally the quickest route to your agreed completion date.
OPTION 2
You are free to instruct a solicitor of your own choosing. Ziphouse contributes £500 towards the cost and the balance is payable by you, so what you pay depends on your solicitor’s charges. Timescales depend on how quickly they can act on a fast-track sale.
“No fees” is a claim worth testing, so here is both halves of it. The costs below are the ones sellers most often ask about after they have read the headline.
COVERED
There is no estate-agent commission, no marketing or valuation charge, and no cost to request an offer or to decline one. On the nominated panel route, the agreed conveyancing costs are paid by Ziphouse. Nothing needs repairing, modernising or clearing before the sale.
NOT COVERED
If you appoint your own conveyancer, Ziphouse contributes £500 and the balance is yours. Costs that belong to you in any sale remain yours: redeeming an outstanding mortgage from the proceeds, any early repayment charge your lender applies, and bills on the property up to completion.
THE COST OF A LONGER SALE
Fees are only part of what a sale costs. While a property is marketed, the mortgage interest, council tax, insurance, utilities and maintenance all continue, and they continue whether or not a buyer is found that month.
A sale that completes in 7–21 days, or on a date you choose, stops those costs at a point you control rather than one the market decides.
| Expense Category | Traditional Sale (6 Months) | Ziphouse Cash Sale (7–21 Days) |
|---|---|---|
| Estate agent commission (~1.42% inc. VAT) | £3,550 | £0 |
| Legal and conveyancing fees | £1,500 | £0 (covered by Ziphouse) |
| Holding costs (council tax, utilities, insurance, upkeep) | £7,500 | £0 |
| Total transaction and holding cost | £12,550 | £0 |
Choose the earliest practical completion when speed is essential, or agree a later date around an onward purchase, property chain, relocation or other plans.
Ziphouse pays the agreed conveyancing costs when you use the nominated panel solicitor. If you appoint your own, Ziphouse contributes £500 and the balance is payable by you.
You are free to. Ziphouse contributes £500 towards the cost, you pay the rest, and the completion timescale then depends on how quickly your solicitor can act.
No. There is no charge to request an offer, no charge to decline one, and no estate-agent commission. The only cost with a condition attached is conveyancing, which is set out in full above.
No. Requesting an offer is free and there is no valuation, survey arrangement or administration charge to receive one.
No. Ziphouse considers the property in its current condition, so nothing has to be repaired, modernised or cleared before the sale goes ahead.
An outstanding mortgage is redeemed from the sale proceeds on completion, as it is in any sale. Any early repayment charge your lender applies is a matter between you and the lender.
You pay nothing to receive an offer and you are under no obligation to accept it. If you have already instructed your own solicitor, any work they have done is between you and that firm.
Commission is usually a percentage of the sale price and varies by agent and area, and a conventional sale also carries separate solicitor fees. Ask any agent for their fee in writing before instructing them.
NAPB Approved Buyers: Regulated House Buyers. Selling a residential property directly to a cash buying entity requires absolute clarity regarding
TAKE THE NEXT STEP
A headline price means little until you know what comes out of it. Enter your contact details and property postcode, and a senior buyer will explain the figure and the costs that apply to your sale.
Free to use. No estate-agent fees. No obligation to accept an offer.
Or on your preferred completion date.
There is no charge to request an offer.
Experienced solicitors, fast completions.
NAPB member and TPO registered.
